Australian Owned · AFSL 459050

Foreign exchange that works as hard as you do.

Digital Cab helps Australian businesses move money across borders with sharper rates, a dedicated relationship manager, and hedging strategies usually reserved for the top end of town.

Indicative Rates — Today
AUD / USD
Australian Dollar
0.6512
0.12%
AUD / EUR
Euro
0.6018
0.08%
AUD / GBP
British Pound
0.5127
0.05%
AUD / JPY
Japanese Yen
96.34
0.21%
Bank-beating rates
Fully Licensed & Regulated (AFSL 459050)
Segregated Client Accounts
Dedicated Relationship Managers
80+ Countries, 60 Currencies
What We Do

Three ways we keep your money moving.

From a single international transfer to a full currency hedging programme, our services scale with your business.

01

International Transfers

Fast, compliant payments to more than 80 countries, sent via local payment rails or the SWIFT network.

  • 1–2 business day delivery
  • Competitive, transparent rates
  • Instant trade confirmations
02

Business FX

A dedicated Relationship Manager and an online platform built for businesses sending regular payments abroad.

  • Unlimited approved suppliers
  • Receive funds in local currency
  • Market orders & rate alerts
03

Strategy & Hedging

Spot, Forward Exchange Contracts and Currency Options, combined into a risk strategy that fits your exposure.

  • Free exposure assessment
  • Bespoke hedging proposal
  • Ongoing strategy review
Why Digital Cab

Built for businesses the banks overlook.

Sharper exchange rates

Without the margins large banks build into every transfer.

A relationship manager, not a call centre

One dedicated point of contact for the life of your account.

Segregated client funds

We never use client money to speculate on currency markets.

Externally audited, every year

ASIC-mandated solvency, liquidity and capital requirements.

Global Reach

Wherever your business does business.

60 currencies, 80+ countries, and a Sydney-based team who know exactly how to get your payment there.

Sydney (HQ)
Singapore
London
New York
Auckland
How It Works

Three steps to your first transfer.

01

Open your account

Register online in minutes and confirm your identity — it's a quick, standard onboarding step.

02

Speak with your manager

Your Relationship Manager confirms beneficiary details and books your first payment.

03

Send with confidence

Future payments are a phone call or email away — no re-keying details, ever.

Ready When You Are

Let's talk about your currency exposure.

An initial assessment is free, obligation-free, and usually takes less than twenty minutes.

Services

Every tool a growing business needs to move money across borders.

Whether you're paying a single overseas supplier or running a full hedging programme, our services are built to scale with you.

Payments

Sending & receiving funds overseas

Sending funds with ease

  • Fast transfers via local payment channels or the SWIFT network — most countries in 1–2 business days
  • 60 currencies available to more than 80 countries
  • Competitive exchange rates with low transaction fees
  • Instant trade confirmations for your records, and wire confirmations for beneficiaries

Receiving funds from overseas

  • Let your customers pay in their own local currency
  • Fast, efficient processing at competitive exchange rates
  • Hold foreign currency and convert when the rate works for you
  • No limit on the number of approved suppliers you can save
For Growing Businesses

Business FX, built to scale

Today's global market moves fast — your payments infrastructure should too. Whether you're a small online retailer or a fast-growing exporter, you deserve access to competitive pricing and forward-thinking FX.

Industry-specific insight

Chances are we already work with businesses like yours.

A dedicated relationship manager

Keeping your FX capability adaptable as you expand into new markets.

An online client platform

Book payments, track transfers and manage suppliers in one place.

Market orders

Set a target rate and we'll execute automatically when it's reached.

Risk Management

A currency strategy aligned to your business

Protection against currency loss is under-utilised. Applying a strategy to your FX exposure removes the guesswork, so there are no surprises when costs or revenue translate back into AUD.

Spot

Spot Contracts

Buy or sell currency now, at today's rate, for near-term settlement.

FEC

Forward Exchange Contracts

Lock in a rate today for a transaction that settles at a future date.

FX

Currency Options

Protect against adverse moves while retaining upside if rates move in your favour.

Want a free assessment of your FX exposure?

Start with an introductory, obligation-free chat with an Digital Cab specialist.

About Digital Cab

Your local partner for international trade.

Digital Cab is an Australian owned and operated, commercially focused foreign exchange specialist. We built this company to bring service-rich, cost-effective FX to the SMEs that large finance has long overlooked.

60Currencies Available
80+Countries Reached
7 yrsRecord Retention (AML/CTF)
100%Segregated Client Funds
Regulation & Compliance

Held to the highest standard, on purpose.

Australia has one of the most heavily regulated financial services industries in the world. We don't just meet the minimum — we participate in industry working groups to stay ahead of the regulatory environment.

Australian Securities and Investments Commission (ASIC)

Digital Cab holds an Australian Financial Services Licence (AFSL 459050) to deal and advise on foreign exchange contracts and derivatives. As an AFSL holder we undergo an external audit every year to confirm our solvency, liquidity and minimum capital requirements.

Australian Transaction Reports and Analysis Centre (AUSTRAC)

Regulated under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. AUSTRAC membership number: 100390951.

Australian Financial Complaints Authority (AFCA)

Digital Cab is a member of AFCA, the independent body that handles unresolved disputes in financial services. Membership number: 34555.

Security of Client Funds

Client protection is one of our core values. We operate segregated accounts to hold client funds, and unlike many competitors, we do not use client money to speculate on currency markets, nor do we deal with speculative clients.

Company Details

DIGITAL CAB PTY LTD

Legal name: DIGITAL CAB PTY LTD
ABN: 43 688 386 683
AFSL: 459050
AUSTRAC: 100390951
AFCA member no.: 34555
Principal place of business: Level 14, 1–7 Castlereagh Street, Sydney NSW 2000, Australia

Sound good? We're waiting to hear from you.

Market Insights

Currency market updates, in plain English.

A short read every trading day — what moved the Aussie dollar, and why it matters for your business.

26 August

Aussie Dollar Steady Ahead of Key Inflation Data

25 August

AUD Dips as Global Risk Appetite Sours

24 August

Aussie Dollar Boosted as US Dollar Weakens

Want these delivered every morning? Ask your Relationship Manager to add you to our daily distribution once your account is open.

Get In Touch

Let's talk about your foreign exchange.

Complete the form and a member of our team will be in touch, usually within one business day.

Sydney Office

Level 14, 1–7 Castlereagh Street
Sydney, NSW 2000, Australia
02 8076 9535
enquiries@digitalcab.org
Mon–Fri, 9:00am–5:30pm AEST

Prefer email? Write to us any time at enquiries@digitalcab.org and we'll route your enquiry to the right team.

Legal

Privacy Policy

Last updated: August 2026 · Version 1.0
On this page
1. Introduction 2. Information we collect 3. How we use your information 4. SMS & text message communications 5. Cross-border disclosure 6. Data security & retention 7. Your rights 8. Complaints 9. Contact us

1. Introduction

DIGITAL CAB PTY LTD (ABN 43 688 386 683, AFSL 459050) ("Digital Cab", "we", "us") is committed to protecting your privacy and is bound by the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth). This policy explains how we collect, hold, use, disclose and protect your personal information.

2. Information we collect

The information we collect depends on the services you use, and may include your name, date of birth, residential address, identification documents, email address, telephone and mobile number, bank account details, transaction history, employer and occupation details, and any information you give us in the course of using our services.

3. How we use your information

We use your personal information to provide foreign exchange and remittance services, process transactions, verify your identity as required by law, manage our relationship with you, and meet our legal and regulatory obligations, including under the AML/CTF Act, the Corporations Act, and tax law.

4. SMS & text message communications

Where you provide your mobile number and opt in, Digital Cab may send you SMS text messages, including:

  • Transactional messages — payment confirmations, security codes, and account notices related to your account or an enquiry you've raised.
  • Marketing messages — exchange rate alerts, promotions, and service updates, sent only where you have separately opted in to receive them.

Your consent, your control. Consenting to receive marketing SMS is never a condition of opening an account or using our services. Message frequency varies. Message and data rates may apply based on your carrier plan. You can withdraw consent at any time by replying STOP to any message, by unchecking the SMS marketing option in your account settings, or by contacting us using the details below. Reply HELP for assistance. We will action opt-out requests promptly.

We do not sell or rent your mobile number to third parties for their own marketing purposes. Carriers are not liable for delayed or undelivered messages.

5. Cross-border disclosure

We may disclose personal information to recipients located outside Australia, including banks, payment providers and correspondent institutions, in order to complete your transactions. We take reasonable steps to ensure overseas recipients handle your information consistently with the APPs.

6. Data security & retention

We use physical, electronic and procedural safeguards to protect your information, including access controls, encryption and staff training. We retain identity verification and transaction records for seven years after the end of our relationship, as required under the AML/CTF Act, and destroy or de-identify information once it is no longer required.

7. Your rights

You may request access to, or correction of, the personal information we hold about you at any time, free of charge. We aim to respond within 30 days. You may also opt out of direct marketing, including SMS marketing, at any time without charge.

8. Complaints

If you believe we have breached your privacy, contact our Privacy Officer using the details below. If you're not satisfied with our response, you may escalate to the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au, or to the Australian Financial Complaints Authority (AFCA) at www.afca.org.au (member no. 34555).

9. Contact us

Privacy Officer, DIGITAL CAB PTY LTD
Level 14, 1–7 Castlereagh Street, Sydney NSW 2000
Phone: 02 8076 9535 · Email: complaints@digitalcab.org

Legal

Terms & Conditions

Last updated: August 2026 · Version 1.0
On this page
1. Acceptance of terms 2. Use of the website 3. Accounts & registration 4. SMS marketing program 5. General advice warning 6. Disclaimer & liability 7. Governing law 8. Contact us

1. Acceptance of terms

These Terms & Conditions govern your use of this website and any account you open with DIGITAL CAB PTY LTD (ABN 43 688 386 683, AFSL 459050). By accessing this website or registering for an account, you agree to be bound by these terms. Our financial services are also subject to a separate Client Agreement and, where relevant, a Product Disclosure Statement (PDS) and Target Market Determination (TMD).

2. Use of the website

This website is intended for your personal or business use in connection with Digital Cab's services. You must not copy, resell, or republish material from this site, or use it for any unlawful purpose. Information on this site is general in nature and does not take into account your personal objectives, financial situation or needs.

3. Accounts & registration

Submitting a registration or "Open an Account" form is an expression of interest only and does not itself constitute an account application. Account opening is subject to our standard onboarding procedures, including identity verification under the AML/CTF Act. We reserve the right to decline any application at our discretion. You are responsible for keeping your login credentials confidential, and for all activity conducted using your account.

4. SMS marketing program

By checking the SMS consent box on our registration or contact forms, you agree to receive recurring marketing and informational text messages (such as exchange rate alerts, promotions and service updates) from DIGITAL CAB PTY LTD at the mobile number you provide.

  • Consent to receive marketing SMS messages is not a condition of opening an account or purchasing any service.
  • Message frequency varies depending on market activity and your preferences.
  • Message and data rates may apply, depending on your mobile carrier and plan.
  • You can opt out at any time by replying STOP to any message, or by contacting us at complaints@digitalcab.org. Reply HELP for assistance.
  • Carriers are not liable for delayed or undelivered messages.
  • Your consent and mobile number are handled in accordance with our Privacy Policy, and will not be shared with third parties for their own marketing purposes.

You may withdraw consent at any time. Withdrawing consent to marketing SMS does not affect transactional messages we may be required to send you in connection with an active transaction or account notice.

5. General advice warning

Any information published on this website is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, you should consider its appropriateness having regard to your own circumstances, and, where appropriate, seek independent financial, legal and taxation advice. Foreign exchange and derivative products carry risk and may not be suitable for all investors.

6. Disclaimer & liability

While we take reasonable steps to keep information on this site accurate and current, we make no warranty as to its completeness or reliability, and it is subject to change without notice. Digital Cab accepts no liability for loss or damage arising from your use of, or reliance on, this website, except to the extent such liability cannot be excluded by law.

7. Governing law

These Terms & Conditions are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of its courts.

8. Contact us

DIGITAL CAB PTY LTD, Level 14, 1–7 Castlereagh Street, Sydney NSW 2000
Phone: 02 8076 9535 · Email: enquiries@digitalcab.org